Trustmark Life + LTC Plan Options
Compare the Trustmark Life + LTC plan premiums to the Washington State employee LTC payroll tax.
Tobacco Status is based on a 12 Month Look Back for use of Cigarettes.
|
Trustmark Plan
|
State Payroll Tax
|
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|---|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
F
|
|
|
|
|
Life Insurance Face Value
|
$25,000
|
$50,000
|
$80,000
|
$150,000
|
|
|
|||
|
Monthly LTC Benefit Amount
|
$1,000
|
$2,000
|
$3,200
|
|
|
||||
|
LTC Rider Duration
|
25 months
|
25 months
|
25 months
|
25 months
|
25 months
|
25 months
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
||
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
||
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
Life Insurance Face Value
|
$25,000
|
|
Monthly LTC Benefit Amount
|
$1,000
|
|
LTC Rider Duration
|
25 months
|
|
Monthly Premium
|
$ 0.00
$13.00
$15.43
$13.00
$15.64
$13.00
$15.82
$13.00
$16.12
$13.00
$16.38
$13.00
$16.73
$13.00
$16.99
$13.00
$17.25
$13.17
$17.59
$13.48
$18.07
$13.69
$18.37
$14.00
$18.89
$14.56
$19.67
$15.12
$20.50
$15.56
$21.15
$16.03
$21.88
$16.47
$22.58
$17.20
$23.53
$17.94
$24.70
$18.55
$26.13
$19.46
$27.60
$20.28
$28.56
$21.32
$30.55
$22.27
$32.24
$23.36
$34.32
$24.48
$36.40
$25.78
$38.44
$27.08
$40.82
$28.34
$42.99
$29.68
$45.41
$30.90
$47.62
$32.33
$50.66
$33.76
$54.17
$35.66
$58.24
$37.48
$62.57
$39.09
$67.21
$41.56
$72.06
$44.37
$76.87
$47.23
$82.38
$50.40
$88.05
$53.30
$93.86
$56.64
$99.88
$59.89
$105.52
$63.83
$112.75
$68.25
$120.77
$73.71
$128.79
$78.87
$137.63
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
Life Insurance Face Value
|
$50,000
|
|
Monthly LTC Benefit Amount
|
$2,000
|
|
LTC Rider Duration
|
25 months
|
|
Monthly Premium
|
$ 0.00
$19.59
$27.39
$19.89
$27.82
$20.28
$28.17
$20.80
$28.77
$21.28
$29.29
$21.62
$29.94
$22.01
$30.51
$22.45
$31.03
$22.84
$31.72
$23.49
$32.67
$23.88
$33.28
$24.48
$34.32
$25.65
$35.84
$26.78
$37.53
$27.65
$38.83
$28.60
$40.26
$29.42
$41.64
$30.90
$43.55
$32.41
$45.93
$33.58
$48.79
$35.45
$51.70
$37.09
$53.60
$39.00
$57.46
$40.95
$60.84
$43.12
$65.04
$45.33
$69.20
$47.93
$73.28
$50.57
$78.04
$53.08
$82.42
$55.77
$87.23
$58.20
$91.61
$61.06
$97.67
$63.92
$104.78
$67.73
$112.88
$71.33
$121.55
$74.58
$130.82
$79.52
$140.57
$85.11
$150.15
$90.87
$161.20
$97.15
$172.51
$103.00
$184.08
$109.68
$196.17
$116.13
$207.39
$124.02
$221.87
$132.90
$237.94
$143.82
$253.93
$154.14
$271.61
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
Life Insurance Face Value
|
$80,000
|
|
Monthly LTC Benefit Amount
|
$3,200
|
|
LTC Rider Duration
|
25 months
|
|
Monthly Premium
|
$ 0.00
$29.21
$41.73
$29.73
$42.38
$30.33
$42.94
$31.16
$43.98
$31.94
$44.76
$32.50
$45.85
$33.11
$46.71
$33.80
$47.54
$34.41
$48.66
$35.49
$50.14
$36.10
$51.18
$37.09
$52.78
$38.96
$55.21
$40.78
$57.94
$42.12
$60.06
$43.64
$62.31
$44.98
$64.57
$47.32
$67.56
$49.75
$71.37
$51.65
$76.01
$54.60
$80.64
$57.29
$83.68
$60.28
$89.79
$63.35
$95.20
$66.78
$101.88
$70.37
$108.55
$74.53
$115.09
$78.74
$122.72
$82.77
$129.70
$87.10
$137.37
$90.91
$144.39
$95.51
$154.09
$100.06
$165.45
$106.21
$178.49
$111.93
$192.31
$117.17
$207.13
$125.02
$222.73
$134.03
$238.12
$143.26
$255.71
$153.27
$273.82
$162.63
$292.33
$173.33
$311.65
$183.65
$329.68
$196.26
$352.82
$210.51
$378.56
$227.93
$404.13
$244.44
$432.47
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.